Anok, a reader of the Blog Catalog (www.blogcatalog.com) and victim of identity theft shared her own experience, and hopes it can help the rest of us:

“The original thief stole my wallet, dispensing and scattering the contents who knows where, allowing easy access to my personal information to a whole lot of people. 

Although I called and canceled all of my cards, and reported my wallet stolen, numerous accounts were opened in my name, and at least three cards were never properly canceled by the issuers, and they allowed the purchases to be made with the stolen cards. I’ve also discovered that in some cases, creditors reissued cards to people pretending to be me who called in with enough personal info to get a card or account. 

In all reality, the best thing you can do in the case of ID theft, is freeze all of your accounts, change all of your passwords and identifying information, close internet accounts, don’t give out personally identifying information online (children’s names, maiden names, birth dates – these things can easily be looked up by thieves online to gain access to your accounts).
Make sure you put a credit freeze and fraud alert for all three credit bureaus, and have plenty of copies of a police report, with details of what was stolen. Don’t just say “my wallet” I made that mistake, it doesn’t do you any good. 

Also request, in writing, documentation that your cards/accounts have been reported stolen for future use and reference.

Have you been a victim of identity fraud?  Have you been able to get your life back?  If so, how?

Please let us know here at Money Matters and More, by email at moneymattersandmore@yahoo.com, or subscribe:  click onto the orange icons at the top right corner of this page.

We’ll share your comments with other readers who want to know about how to manage (their lives) after identity theft.

Thanks.

Heather Taylor

Posted Wednesday, February 4th, 2009 at 8:47 am
Filed Under Category: All Posts
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